Goodday,
I am David Palmer, staff of SMITH & WILLIAMSON Private Banking.I am contacting
you concerning one the deceased, customer and an investment he placed
under our
banks management Seven years ago.I would respectfully request that you
keep the
contents of this mail confidential and respect the integrity of the
information
you come by as a result of this mail.I contacted you independently of our
investigation and no one is informed of this communication. I would like to
intimate you with certain facts that I believe would be of interest to you.In
2000,the subject matter; came to our bank to engage in business discussions
with our private banking division. He informed us that he had a financial
portfolio of Thirty million united states dollars,which he wished to have us
turn over (invest) on his behalf.Iwas the officer assigned to his case, I made
numerous suggestions in line with my duties as the de-facto chief operations
officer of the private banking sector, especially given the volume of funds he
wished to put into our bank. We met on numerous occasions prior to any
investments being placed. I encouraged him to consider various growth funds
with prime ratings. The favored route in my advise to customers is to start by
assessing data on 6000 traditional stocks and bond managers and 2000 managers
of alternative investments.
Based on my advice, We spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued profit and
interest stood at this point at over ten million United States Dollars, this
margin was not the full potential of the fund but he desired low risk
guaranteed returns on investments.In mid 2001, he asked that the money be
liquidated because he needed to make an urgent investment requiring cash
payments here in the united kingdom. He directed that I liquidate the
funds and
deposit it with a security firm. I informed him that SMITH & WILLIAMSON would
have to make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 %deduction from the
funds to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the complexities of the
task he was asking of us. Cash movement across boarders has become especially
strict since the incidents of 9/11. I contacted my affiliate and made
the funds
available to the security firm. I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds deposited
with the security firm. The Security Firm is a specialist private firm that
accepts deposits from high net worth individuals and blue chip corporations
that handle valuable products or under take transactions that need immediate
access to cash. This small and highly private organization is familiar
especially to the highly placed and well-connected organizations. In line with
instructions, the money was deposited with the security firm.
The deceased told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had, this
transpired around 25th February 2003.In June last year, we got a call from the
security firm informing us that the inactivity of that particular
portfolio.This was an astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the only one who knew
about the deposit at the security firm, and I could not understand why the
deceased had not come forward to claim his deposit. I made futile efforts to
locate the deceased. I immediately passed the task of locating him to the
internal investigations department of SMITH & WILLIAMSON. Four days
later,information started to trickle in,apparently our client was dead. A
person who suited his description was declared dead of a heart attack in
Canne,South of France.We were soon enough able to identify the body and cause
of death was confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private banking
affairs,those whopatronize our services usually prefer anonymity, but
also some
levels of detachment from conventional processes. In his bio-data form, he
listed no next of kin. In the field of private banking, opening an
account with
us means
no one will know of its existence, accounts are rarely held under a
name;depositors use numbers and codes to make the accounts anonymous.This bank
also gives the choice to depositors of having their mail sent to them or held
at the bank itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients apart from
not nominating next of kin also usually in most cases leave wills in our
care,in this case; the deceased died without a testate. In line with our
internal processes for account holders who have passed away, we instituted our
own investigations in good faith to determine who should have right to claim
the estate. This investigation has for the past months been unfruitful.
We have scanned every continent and used our private investigation affiliate
companies to get to the root of the problem. It is this investigation that
resulted in my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to supervise
the investigation and the only party to receive the results of the
investigation. What this means, you being the last batch of names we have
considered, is that our dear late fellow died with no known or identifiable
family member. This leaves me as the only person with the full picture of what
the prevailing situation is in relation to the deposit and the late
beneficiary
of the deposit.According to practice, The Security Firm will by the
end of this
financial year broadcast a request for statements of claim to SMITH &
WILLIAMSON,failing to receive viable claims they will most probably revert the
deposit back to SMITH & WILLIAMSON. This will result in the money entering the
SMITH &WILLIAMSON accounting system and the portfolio will be out of my hands
and out of the private banking division. This will not happen if I have my
way.What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world who
finds the internal politics of the banking world aberrational. The world of
private banking especially is fraught with huge rewards for those who occupy
certain offices and oversee certain portfolios. You should have begun
by now to
put together the general direction of what I propose.There is Thirty million
dollars deposited in a security firm, I alone have the deposit details
and they
will release the deposit to no one unless I instruct them to do so. I alone
know of the existence of this deposit for as far as SMITH & WILLIAMSON is
concerned, the transaction with our late customer concluded when I sent the
funds to the security firm, all outstanding interactions in relation to the
file are just customer services and due process. The security Firm has no
single idea of whats the history or nature of the deposit. They are simply
awaiting instructions to release the deposit to any party that comes
forward.This is the situation. This bank has spent great amounts of money
trying to
track this mans family; they have investigated for months and have found no
family.
The investigation has come to an end.
My proposal; you share the same surname With our late client; I am prepared to
place you in a position to instruct The security Firm to release the
deposit to
you as the closest surviving relation.Upon receipt of the deposit,I am
prepared
to share the money with you in half. That is: I will simply nominate
you as the
next of kin and have them release the deposit to you. We share the proceeds
50/50.I would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming the
deposit. But on the other hand, you with the same very name as the original
depositor would easily pass as the beneficiary with right to claim. I assure
you that I could have the deposit released to you within a few days. I will
simply inform the bank of the final closing of the file relating to the
deceased I will then officially communicate with The Security Firm and
instruct
them to release the deposit to you. With these two things: all is done.The
alternative would be for us to have The Security Firm direct the funds to
another bank with you as account holder. This way there will be no
need for you
to think of receiving the money from The Security Company. We can fine-tune
this based on our interactions. I am aware of the consequences of this
proposal. I ask that if you find no interest in this project that you should
discard this mail. I ask that you do not be vindictive and destructive. If my
offer is of no appeal to you,delete this message and forget I ever contacted
you. Do not destroy my career because you do not approve of my
proposal.You may
not know this but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a criminal
and what I
do, I do not find against good conscience, this may be hard for you to
understand, but the dynamics of my industry dictates that I make this
move.Such
opportunities only come ones' way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my destiny.These
chances wont pass me by.
I ask that you do not destroy my chance, if you will not work with me let me
know and let me move on with my life but do not destroy me. I am a family man
and this is an opportunity to provide them with new opportunities. There is a
reward for this project and it is a task well worth undertaking.I have
evaluated the risks and the only risk I have here is from you refusing to work
with me and alerting my bank. I am the only one who knows of this situation,
good fortune has blessed you with a name that has planted you into the center
of relevance in my life. Lets share the blessing.If you find yourself able to
work with me, contact me through this email account:
david_palmer707uk@yahoo.com.hk ,If you give me positive signals, I will
initiate this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and about this
project. I repeat, I do not want you contacting me through my official phone
lines nor do I want you contacting me through my official email account.
Contact me only through the numbers I will provide for you and also through
this email address. I do not want any direct link between you and me. My
official lines are not secure lines as they are periodically monitored to
assess our level of customer care in line with our Total Quality Management
Policy.Please observe this instruction religiously. Please,again, note I am a
family man, I have a wife and children.
I send you this mail not without a measure of fear as to what the
consequences,but I know within me that nothing ventured is nothing gained and
that success and riches never come easy or on a platter of gold.This
is the one
truth I have learned from my private banking clients. Do not betray my
confidence.
Kindly send your response to my private email address:
david_palmer707uk@yahoo.com.hk
I await your response.
David Palmer.
david_palmer707uk@yahoo.com.hk
