FROM TRUSTEE DEPT HSBC BANK PLC LONDON
>From The Desk of: George McKenzie
Head of Trustee and Depository
Institutional Fund Services.
HSBC Bank Plc 24th Floor
8 Canada Square
London E14 5hq.
Hi,
I am Mr. George McKenzie Head of Trustee and Depository Institutional
Fund Services HSBC Bank London, I am contacting you concerning a
deceased customer, and an
investment he placed under our banks management 3years ago. I would
respectfully request that you keep the contents of this mail confidential
and respect the integrity of the
information you come by as a result of this mail.
I am contacting you independently and no one is informed of this
communication. I would like to intimate you with certain facts that I believe
would be of interest to you. In 2000, the subject matter came to our
bank to engage in business discussions with our Trustee and Depository
Institutional Fund Services division HSBC . He informed us that he had a
financial portfolio of 14.5 million British Pounds Sterling, which he
wished to have us turn over (invest) on his behalf. I was the officer
assigned to his account, I made
numerous suggestions in line with my duties as the de-facto chief
operations officer of Trustee and Depository Institutional Fund Services
division HSBC, especially given
the volume of funds he wished to put into our division.
Based on my advice, We spun the money around various opportunities and
made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 6 million British
Pounds Sterling, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.
I informed him that HSBC Bank Plc London would have to make special
arrangements to have this done and in order not to circumvent due process,
the bank would have to make a 9.5 % deduction from the funds to cater
for banking and statutory charges.
He complained about the charges but later came around when I explained
to him the complexities of the task he was asking of us. Large cash
movements have become
especially strict since the incidents of 9/11. I contacted my affiliate
and had the funds available as he had requested. I undertook all the
processes and made sure I followed his
precise instructions to the latter and had the funds deposited with a
security consultancy firm. This security firm is an especially private
firm that accepts deposits from high net
worth individuals and blue chip corporations that handle valuable
products or undertake transactions that need immediate access to cash.
This small and highly private organization is familiar especially to
the highly placed and well-connected organizations. In Line with
instructions, the money was deposited with them. He told me he wanted the
money there in anticipation of his arrival from Norway later that week.
This was the last communication we had, this transpired around 25th
February 2004.
I was the only one who knew about the deposit at the security company,
and I could not understand why our client had not come forward to claim
his deposit. I made futile efforts to locate him, and i immediately
passed the task of locating him to the internal investigations department
of HSBC Bank Plc Four days later, information started to trickle in,
apparently our man was dead. A person who suited his description was
declared dead of a heart attack in Canne, South of France. We were soon
enough able to confirm all of this including cause of death. The bank
immediately launched an investigation into possible surviving next of kin
to alert about the situation and also to come forward to claim his
estate. If you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he listed no
next of kin. opening an account with us means no one will know of !
its existence, accounts are rarely held under a name; depositors use
numbers and codes to make the accounts anonymous. It is quite clear now
that our dear fellow died with no known or identifiable family members.
This leaves me as the only person with the full picture of what the
prevailing situation is in relation to the deposit and the late
beneficiary of the deposit.
According to practice, the security company will by the end of June
2005, broadcast a request for statements of claim to HSBC Bank plc,
failing to receive viable claims they will most probably revert the deposit
to HSBC Bank Plc. This will result in the money entering the HSBC Bank
Plc accounting system . What I wish to relate to you will smack of
unethical practice but I want you to understand something. It is only an
outsider to
the banking world who finds the internal politics of the banking world
aberrational. The world of Trustee and Depository Institutional Fund
Services division HSBC especially is
fraught with huge rewards for those who sit upon certain chairs and
oversee certain portfolios. You should have begun by now to put together
the general direction of what
I propose.
There is 14,500,000.00 pounds deposited in a security company .I alone
have the deposit details and they will release the deposit to no one
unless I instruct them to do so.
This bank has spent great amounts of money trying to track this man's
family; they have investigated for months and have found no family. The
investigation has come to an end. My proposal; you share similar
details to the late fellow; I am prepared to instruct the security company to
release the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in half.
That is: I will simply nominate you as the next of kin and have them
release the deposit to you. We share the proceeds 45/45,while 10% is been
mapped out incase of any expenses as we proceed into this MUTUAL
transaction. You with the same very name as the original depositor would
easily pass as the beneficiary with right to claim. I assure you that I
could have the deposit released to you within a few days. I will simply
inform the bank of the final closing of the file relating to our late
client. I will then officially
communicate with the security company and instruct them to release the
deposit to you. With these two things: all is done.
The alternative would be for us to have the security company direct the
funds to another bank with you as account holder. This way there will
be no need for you to think of receiving the money directly from the
security company as it is not a conventional
financial institution; they accept deposits from only organizations
thus; what you hand over to them is what you get back. They do not have
the means to process the money. I
ask that you do not destroy my chance, if you will not work with me let
me know and let me move on with my life but do not destroy me.
I am a family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well
worth undertaking. I have evaluated the risks and the only risk I have
here is from you refusing to work with me and alerting my bank. I am
the only one who knows of this situation, good fortune has blessed
you with a name that has planted you into the center of relevance in my
life. Lets share the blessing. If you find yourself able to work with
me, contact me A.S.A.P. If you give me positive signals, I will give you
the relevant details and initiate this process towards a conclusion.
Please, again, note I am a family man, I have wife and children. I send
you this mail not without a measure of fear as to what the
consequences, but I know within me that nothing ventured is nothing gained and that
success and riches never come easy or on a platter of gold. This is the
one truth I have learned from my private banking clients.
Do not betray my confidence.
ALTERNATIVE EMAIL:george_mc_kenzie@yahoo.co.uk
Sincerely,
George McKenzie
