Goodday,
I am contacting you concerning a deceased customer and an investment he placed
under our banks management three years ago.I would respectfully request that
you keep the contents of this mail confidential and respect the integrity of
the information you come by as a result of this mail.
But first let me start by introducing my self ,My name is Mr Jonathan
Cunningham, a staff of SMITH & WILLIAMSON Private Banking,I am contacting you
independently of our investigation and no one is informed of this
communication. I would like to intimate you with certain facts that I believe
would be of interest to you.In 2000, the subject matter; came to our bank to
engage in business discussions with our private banking division. He informed
us that he had a financial portfolio of Thirty million united states
dollars,which he wished to have us turn over (invest) on his behalf.I was the
officer assigned to his case, I made numerous suggestions in line with my
duties as the de-facto chief operations officer of the private banking sector,
especially given the volume of funds he wished to put into our bank. We met on
numerous occasions prior to any investments being placed. I encouraged him to
consider various growth funds with prime ratings.The favored route in my advise
to customers is to start by assessing data on 6000 traditional stocks and bond
managers and 2000 managers of alternative investments. Based on my advice, We
spun the money around various opportunities and made attractive margins for our
first months of operation, the accrued profit and interest stood at this point
at over ten million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.
In mid 2001, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in here in the united kingdom. He
directed that I liquidate the funds and deposit it with a security firm. I
informed him that SMITH & WILLIAMSON would have to make special arrangements to
have this done and in order not to circumvent due process, the bank would have
to make a 9.5 % deduction from the funds to cater for banking and statutory
charges. He complained about the charges but later came around when I explained
to him the complexities of the task he was asking of us. Cash movement across
boarders has become especially strict since the incidents of 9/11. I contacted
my affiliate and made the funds available to the security firm. I undertook all
the processes and made sure I followed his precise instructions to the letter
and had the funds deposited with the security firm. The Security Firm is a
specialist private firm that accepts deposits from high net worth individuals
and blue chip corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small and highly private
organization is familiar especially to the highly placed and well-connected
organizations. In line with instructions, the money was deposited with the
security firm.
The deceased told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had, this
transpired around 25th February 2003.In June last year, we got a call from the
security firm informing us that the inactivity of that particular portfolio.
This was an astounding position as far as I was concerned, given the fact that
I managed the private banking sector I was the only one who knew about the
deposit at the security firm, and I could not understand why the deceased had
not come forward to claim his deposit. I made futile efforts to locate the
deceased. I immediately passed the task of locating him to the internal
investigations department of SMITH & WILLIAMSON.Four days later, information
started to trickle in,apparently our client was dead. A person who suited his
description was declared dead of a heart attack in Canne, South of France. We
were soon enough able to identify the body and cause of death was confirmed.
The bank immediately launched an investigation into possible surviving next of
kin to alert about the situation and also to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In the
field of private banking, opening an account with us means no one will know of
its existence, accounts are rarely held under a name;depositors use numbers and
codes to make the accounts anonymous.This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said, rarely do they
nominate next of kin. Private banking clients apart from not nominating next of
kin also usually in most cases leave wills in our care, in this case; the
deceased died without a testate. In line with our internal processes for
account holders who have passed away, we instituted our own investigations in
good faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful.
We have scanned every continent and used our private investigation affiliate
companies to get to the root of the problem. It is this investigation that
resulted in my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to supervise
the investigation and the only party to receive the results of the
investigation. What this means, you being the last batch of names we have
considered, is that our dear late fellow died with no known or identifiable
family member. This leaves me as the only person with the full picture of what
the prevailing situation is in relation to the deposit and the late beneficiary
of the deposit.According to practice, The Security Firm will by the end of this
financial year broadcast a request for statements of claim to SMITH &
WILLIAMSON,failing to receive viable claims they will most probably revert the
deposit back to SMITH & WILLIAMSON.This will result in the money entering the
SMITH & WILLIAMSON accounting system and the portfolio will be out of my hands
and out of the private banking division. This will not happen if I have my
way.What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world who
finds the internal politics of the banking world aberrational. The world of
private banking especially is fraught with huge rewards for those who occupy
certain offices and oversee certain portfolios. You should have begun by now
to put together the general direction of what I propose.There is Thirty
million dollars deposited in a security firm, I alone have the deposit details
and they will release the deposit to no one unless I instruct them to do so. I
alone know of the existence of this deposit for as far as SMITH & WILLIAMSON is
concerned,the transaction with our late customer concluded when I sent the
funds to the security firm, all outstanding interactions in relation to the
file are just customer services and due process. The security Firm has no
single idea of what's the history or nature of the deposit. They are simply
awaiting instructions to release the deposit to any party that comes forward.
This is the situation. This bank has spent great amounts of money trying to
track this man's family; they have investigated for months and have found no
family.
The investigation has come to an end.
My proposal; you share the same surname With our late client; I am prepared to
place you in a position to instruct The security Firm to release the deposit to
you as the closest surviving relation. Upon receipt of the deposit,I am
prepared to share the money with you in half. That is: I will simply nominate
you as the next of kin and have them release the deposit to you. We share the
proceeds 50/50.I would have gone ahead to ask the funds be released to me, but
that would have drawn a straight line to me and my involvement in claiming the
deposit. But on the other hand, you with the same very name as the original
depositor would easily pass as the beneficiary with right to claim. I assure
you that I could have the deposit released to you within a few days. I will
simply inform the bank of the final closing of the file relating to the
deceased I will then officially communicate with The Security Firm and instruct
them to release the deposit to you. With these two things: all is done.The
alternative would be for us to have The Security Firm direct the funds to
another bank with you as account holder. This way there will be no need for you
to think of receiving the money from The Security Company. We can fine-tune
this based on our interactions.I am aware of the consequences of this proposal.
I ask that if you find no interest in this project that you should discard this
mail. I ask that you do not be vindictive and destructive. If my offer is of no
appeal to you,delete this message and forget I ever contacted you. Do not
destroy my career because you do not approve of my proposal. You may not know
this but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a criminal and what I
do, I do not find against good conscience, this may be hard for you to
understand, but the dynamics of my industry dictates that I make this move.
Such opportunities only come ones' way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my destiny. These
chances wont pass me by. I ask that you do not destroy my chance, if you will
not work with me let me know and let me move on with my life but do not destroy
me. I am a family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well worth
undertaking.
I have evaluated the risks and the only risk I have here is from you refusing
to work with me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted you into
the center of relevance in my life.Lets share the blessing.If you find yourself
able to work with me, contact me through this email account
jonathancunninghamuk004@yahoo.com.hk If you give me positive signals, I will
initiate this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and about this
project. I repeat, I do not want you contacting me through my official phone
lines nor do I want you contacting me through my official email account.
Contact me only through the numbers I will provide for you and also through
this email address. I do not want any direct link between you and me. My
official lines are not secure lines as they are periodically monitored to
assess our level of customer care in line with our Total Quality Management
Policy.
Please observe this instruction religiously. Please,again, note I am a family
man, I have a wife and children. I send you this mail not without a measure of
fear as to what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a platter of
gold.
This is the one truth I have learned from my private banking clients. Do not
betray my confidence.
Kindly send your response to my private email address
jonathancunninghamuk004@yahoo.com.hk
I Await Your Response.
Jonathan Cunningham
