Good day,
I am Mr.Greg Stevenson, staff of Kleinwort Benson. I am contacting you
concerning a deceased customer and an investment he placed under our banks
management three years ago.I Would respectfully request that you keep the contents
of this mail confidential and respect the integrity of the information you come by
as a result of this mail. I am contacting you independently of our investigation and
no one is informed of this communication. I would like to intimate you with certain
facts that I believe would be of interest to you. In the year 2004, the subject
matter; came to our bank to engage in business discussions with our private banking
division. He informed us that he had a financial portfolio of Six Million United
States dollars, which he wished to have us turn over (invest) on his behalf. I was
the officer assigned to his case, I made numerous suggestions in line with my duties
as the de-facto chief operations officer of the private banking sector then,
especially given the volume of funds he wished to put into our bank. We met on numerous
occasions prior to any investments being placed.I encouraged him to consider
various growth funds with prime ratings. The favored route in my advice to
customers is to start by assessing data on 6000 traditional stocks and bond
managers and 2000 managers of alternative investments. Based on my advice, We spun
the money around various opportunities and made attractive margins for our first
months of operation, the accrued profit and interest stood at this point at over
Two million United States Dollars, this margin was not the full potential of the
fund but he desired low risk guaranteed returns on investments. In mid 2005, he
asked that the money be liquidated because he needed to make an urgent investment
requiring cash payments in Helsinki- Finland. He directed that I liquidate the
funds and deposit it with a security firm.
I informed him that my Bank would have
to make special arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds to cater for
banking and statutory charges.He complained about the charges but later came around
when I explained to him the complexities of the task he was asking of us. Cash movement
across boarders has become especially strict since the incidents of 9/11.
I contacted my affiliate and made the funds available to the security firm.
I undertook all the processes and made sure I followed his precise instructions to
the letter and had the funds deposited with the security firm. The Security Firm
is a specialist private firm that accepts deposits from high net worth individuals
and blue chip corporations that handle valuable products or undertake transactions
that need immediate access to cash. This small and highly private organization is
familiar especially to the highly placed and well-connected organizations.
In line with instructions, the money was deposited with the security firm.
The deceased told me he wanted the money there in anticipation of his arrival from Norway
later that week. This was the last communication we had, this transpired around 25th of November 2005.
In June last year, we got a call from the security firm informing us about the inactivity of
that particular portfolio. This was an astounding position as far as I was
concerned, given the fact that I managed the private banking sector I was the only
one who knew about the deposit at the security firm, and I could not understand why
the deceased had not come forward to claim his deposit. I made futile efforts to
locate the deceased. I immediately passed the task of locating him to the internal
investigations department of Kleinwort Benson.Four days later, information started
to trickle in, apparently our client was dead. A person who suited his description
was declared dead of a heart attack in canne, in Southern part of France.We were
soon enough to identify the body and cause of death was confirmed. The bank immediately launched an
investigation into possible surviving next of kin to alert about the situation and
also to come forward to claim his estate. If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but also some
levels of detachment from conventional processes. In his bio-data form, he listed
no next of kin. In the field of private banking, opening an account with us means
no one will know of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts anonymous. This bank also
gives the choice to depositors of having their mail sent to them or held at the
bank itself, ensuring that there are no traces of the account and as I said,
rarely do they nominate next of kin. Private banking clients apart from not
nominating next of kin also usually in most cases leave wills in our care, in this
case; the deceased died without a testate.
In line with our internal processes for account holders who have
passed away, we instituted our own investigations in good faith to determine who
should have right to claim the estate. This investigation has for the past months
been unfruitful. We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. It is this investigation
that resulted in my being furnished with your details as a possible relative of the
deceased. My present official capacity as the Head of Finance dictates that I am
the only party to supervise the investigation and the only party to receive the
results of the investigation. What this means,is that our dear late fellow died
with no known or identifiable family member. This leaves me as the only person with
the full picture of what the prevailing situation is in relation to the deposit and
the late beneficiary of the deposit. What I wish to relate to you will smack of
unethical practice but I want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world aberrational.
The world of private banking especially is fraught with huge rewards for those that
occupy certain offices and oversee certain portfolios. You should have begun by now
to put together the general direction of what I propose. There is Six Million
dollars deposited in a security firm, I alone have the deposit details and they
will release the deposit to no one unless I instruct them to do so. I alone know of
the existence of this deposit for as far as my Bank is concerned. The transaction
with our late customer concluded when I sent the funds to the security firm, all
outstanding interactions in relation to the file are just customer services and due
process. The security Firm has no sign or idea,history or nature of the deposit.
They are simply awaiting instructions to release the deposit to any party that
comes forward.
This is the situation. This bank has spent great amounts of money trying to track
this man's family, they have investigated for months and have found no family. The
investigation has come to an end. This is what i want to do,I now seek your
permission to present you as a next of kin to the deceased, as all documentations
will be carefully worked to make you the beneficiary to the funds $6,000 000 00
(Six Million United states Dollar),I am prepared to place you in a position to
instruct The security Firm to release the deposit to you as the closest surviving
relation. Upon receipt of the deposit,I am prepared to share the money with you.
That is:- I will simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 60/40.I would have gone ahead to ask that the
funds be released to me, but that would have drawn a straight line to me and my
involvement in claiming the deposit. I assure you that I could have the deposit
released to you within a few days. I will simply inform Kleinwort Benson of the final closing of
the file relating to the deceased. I will then officially communicate with The
Security Firm and instruct them to release the deposit to you. With these two
things, all is done. The alternative would be for us to have The Security Firm
direct the funds to another bank with you as account holder. This way there will be
no need for you to think of receiving the money from The Security Company. We can
fine-tune this based on our interactions am aware of the consequences of this
proposal. I ask that if you find no interest in this project that you should
discard this mail. I ask that you do not be vindictive and destructive. If my offer
is of no appeal to you, delete this message and forget I ever contacted you. Do not
destroy my career because you do not approve of my proposal. You may not know this
but people like myself who have made tidy sums out of comparable situations run the
whole private banking sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of my industry
dictates that I make this move. Such opportunities only come ones' way once in a
lifetime. I cannot let this chance pass me by, for once I find myself in total
control of my destiny.
These chances won't pass me by. I ask that you do not
destroy my chance, if you will not work with me let me know and let me move on with
my life but do not destroy me. There is a reward for this project and it is a task
well worth undertaking. I have evaluated the risks and the only risk I have here is
from you refusing to work with me and alerting my bank. I am the only one who knows
of this situation, good fortune has blessed you with a luck that has planted you
into the center of relevance in my life. Let's share the blessing. If you find
yourself able to work with me, contact me through this email account. If you give
me positive signals, I will initiate this process towards a conclusion. I wish to inform you that
should you contact me via official channels; I will deny knowing you and about this
project. I repeat, I do not want you contacting me through my official phone lines
nor do I want you contacting me through my official email account. Contact me only
through the numbers I will provide for you and also through this email address. I
do not want any direct link between you and myself. My official lines are not
secured lines as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.Please observe this
instruction religiously. Please, again, note that I am a family man, I have a wife
and children. I send you this mail not without a measure of fear as to what the
consequences, but I know within me that nothing ventured is nothing gained and that
success and riches never come easy or on a platter of gold. This is the one truth I
have learned from my private banking clients. Do not betray my confidence. Kindly send your
response to my private email:office1@mail.az I await your response.
Mr. Greg Stevenson
