Dear Friend,
I introduce myself as Michael Cohrs, Global Head of Offshore Banking
at Deutsche Bank.You can go through the bank site for my identity
confirmation :
http://www.deutsche-bank.de/en/content/company/group_executive_committee.htm
.
A contracted staff of Perez and Hamilton was surpose to contact you
earlier concerning Mr. Moser Arington and an investment placed under our
banks management 9 years ago. I would respectfully request that you keep
the contents of this mail confidential and respect the integrity of the
information you come by as a result of this mail. I contact you
independently of our investigation and emphasise the reason of this
communication. I would like to intimate you with certain facts that I
believe would be of interest to you.
In 1996, the subject matter; Moser came to our bank to engage in
business discussions with our private banking division. He informed
us that he had a financial portfolio of Nineteen million United
States dollars, which he wished to have us turn over (invest) on his
behalf.I was the officer assigned to his case, I made numerous
suggestions in line with my duties as the de-facto global head of
the Offshore banking sector, especially given the volume of funds he
wished to put into our bank. We met on numerous occasions prior to
any investments being placed. I encouraged him to consider various
growth funds with prime ratings.
The favoured route in my advise to customers is to start by assessing
data on 6000 traditional stocks and bond managers and 2000 managers of
alternative investments popularly known as hedge Funds based on my
advice, We spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 19.37 million United
States Dollars, this margin was not the full potential of the fund but
he desired low risk guaranteed returns on investments.
In mid 1997, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in Antwerp. He
directed that I liquidate the funds and had it deposited with a firm in
Belgium. I informed him that Deutsche Bank would have to make special
arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 2.5 % deduction from the funds
to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the complexities
of the task he was asking of us,he was more worried about the heavy
taxation the European union might impose and also to avoid dual
taxation from European member countries. Cash movement across borders
has become
especially strict since the incidents of 9/11. I contacted my affiliate in
Belgium and had the funds available in mainland Europe. I undertook all
the processes and made sure I followed his precise instructions to the
letter and had the funds deposited at the Brussels based security
consultancy firm, Imperial Asset Management Company . Imperial Asset
Management Company is a private firm that accepts deposits from high net
worth individuals and blue chip corporations that handle valuable products
or undertake transactions that need immediate access to cash. This small
and highly private organisation is familiar especially to the highly
placed and well-connected organisations.
In Line with instructions, the money was deposited with Imperial Asset
Management Company. Moser told me he wanted the money there in
anticipation of his arrival from Norway later that week. This was the
last communication we had, this transpired around 27th September 1997.
In June last year, we got a call from Imperial Asset Management
Company informing us of the inactivity of that particular portfolio.
This was an astounding position as far as I was concerned, given the
fact that I was still in the Offshore banking sector I'm the only one
other than Tony Dupan who himself is on a year's leave of absence and
is now a visiting lecturer at the London School Of Economics still
works for the bank as we both served on the sub-committee on
Mr.Moser's portfolio initially who knew about the deposit at Imperial
Asset Management Company, and I could not understand why Moser had not
come forward to claim his deposit. We made futile efforts to locate
Moser. I immediately passed the task of locating him to the internal
investigations department of Deutsche Bank. Four days later,
information started to trickle in, apparently Moser was dead. A person
who suited his description was declared dead of a heart attack in
Canne, South of France. We were soon enough able to identify the body
and cause of death was confirmed. The bank immediately launched an
investigation into possible surviving next of kin to alert about the
situation and also to come forward to claim his estate. If you are
familiar with Offshore banking affairs, those who patronise our
services usually prefer anonymity, but also some levels of detachment
from conventional processes. In his bio-data form, he listed no next
of
kin.
In the field of Offshore banking, opening an account with us means no
one will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of having
their mail sent to them or held at the bank itself, ensuring that
there are no traces of the account and as I said, rarely do they
nominate next of kin. Offshore Banking clients apart from not
nominating next of kin also usually in most cases leave wills in our
care, in this case; Moser died intestate. In line with our internal
processes for account holders who have passed away, we instituted
ourown investigations in good faith to determine who should have
right to claim the estate. This investigation has for the past months
been unfruitful. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem.
It is this investigation that resulted in my being furnished with
your details as a possible relative of the deceased. My official
capacity dictates that my department supervises the eventual outcome of
the investigation.You had unfortunately declared that you are in no way
affiliated with this individual. What this means, you being the last batch
of names we had considered, is that our dear late fellow died with no
known or identifiable family member. This leaves you as the only person
with the full picture of what the prevailing situation is in relation to
the deposit and the late beneficiary of the deposit.
According to practise, Imperial Asset Management Company will by the
end of this year broadcast a request for statements of claim to
Deutsche Bank, failing to receive viable claims they will most
probably revert the deposit back to Deutsche Bank. This will result
in the money entering the Deutsche Bank accounting system and the
portfolio will be out of my hands and out of the Offshore banking
division. This will not happen if I have my way. What I wish to
relate to you will smack of unethical practise but I want you to
understand something. It is only an outsider to the banking world
who finds the internal politics of the banking world aberrational.
The world of Offshore banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of what I
propose. There is US$ 19,370,000.00 deposited in Brussels, I have the
deposit details and they will release the deposit to no one unless under
directives from my office,as far as Deutsche Bank is concerned, the
transaction with Moser concluded when the funds were sent to Brussels, all
outstanding interactions in relation to the file are just routine and due
process. Imperial Asset Management Company has no
single idea of what's the history or nature of the deposit. They are
simply awaiting instructions to release the deposit to any party that
comes forward as the beneficiary ,This is the situation. This bank has
spent great amounts of money trying to track this man's family; they have
investigated for years and have found no family.
The investigation had been concluded and closed a while back not
until our recent search. My proposal; you share similar details to
the late fellow; I am prepared to place you in a position to instruct
Imperial Asset Management Company to release the deposit to you as
the closest surviving relation. Upon receipt of the deposit, I am
prepared to share the money with you as the beneficiary That is: I
will simply nominate you as the next of kin and have them release the
deposit to you. You will get 30% of $19.37 million while I take 70%.
I would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming
the deposit. But on the other hand, you with the same name as the
original depositor would
easily pass as the beneficiary with right to claim. I assure you that I
could have the deposit released to you within a few days no later than 10
business days. I will simply inform the bank of the final closing of the
file relating to Moser. I will then officially communicate with Imperial
Asset Management Company and instruct them to release the deposit to you.
With these two things: all is done.
The alternative would be for us to have Imperial Asset Management
Company send the funds to another bank with you as account holder.
This way there will be no need for you to think of receiving the
money from Imperial Asset Management Company. We can fine-tune this
based on our interactions. I am aware of the consequences of this
proposal. I ask that if you find no interest in this project that you
should reconsider your position. I ask that you do not be too hasty
to draw up conclusions as I have put in a lot of effort into this and
your role will be only that of a benefactor. You may not know this
but people like myself who have made tidy sums out of comparable
situations run the whole Offshore sector and in my profession this is
not an uncommon practise as one
might think I do not find against good conscience, this may be hard for
you to understand, but the dynamics of my industry dictates that I make
this move. Such opportunities only come ones way once in a lifetime. We
should not let this chance pass us by, for once I find myself in total
control of my destiny. I am a family man and this is an opportunity to
provide them with new opportunities. There is a reward for this project
and it is a task well worth undertaking. I have evaluated the risks and
the risks on your side is barely minimal because hundreds of claims are
filed everyday at the claims and deposits departments so it's not an
unusual practise that may raise eye-brows I am the only one who knows of
this situation, good fortune has blessed you with a name
that has planted you into the center of relevance in my life. Lets share
the blessing.
If you find yourself able to work with me, contact me through this
same email account. I do not particularly know you so I would wait on
your response to judge your level of transparency and honesty need
not you disappear after the money gets into your coffers with a level
of understanding between us I will start the initiation of this
process towards a conclusion.I do not want you contacting me through
my official phone lines nor do I want you contacting me through my
official email account as this transaction will not be done under the
clock of my employer. Contact will be through my personal numbers and
also through this email address, same could apply to you if you wish.
My official lines are not secure lines as they are periodically
monitored to assess our level of customer care in line with our Total
Quality Management Policy. A very dear friend of mine and university
classmate Mr.Michael Soden of Bank Of
Ireland had to quit his job in May when unethical material was found on
his office computer during a routine maintenance of his machine and the
results of the internal investigation were leaked to the local press
seriously denting his career after all the service, good work and
sacrifice he had given the industry.
Please observe this instruction religiously. Please, again, note I am
a family man, I have wife and children. I send you this mail not
without a measure of doubt as to what the consequences, but I know
within me that nothing ventured is nothing gained and that success
and riches never come easy or on a platter of gold. This is the one
truth I have learnt from my private banking clients.
Do not betray my confidence.
Don`t betray my trust and confidence in you.
I await your response.
Michael
