From: MR WILLIAM YOUNG willy_young002 @unionplus.net -
MR. WILLIAM YOUNG
HAMILTON DIRECT BANK
LONDON UNITED KINGDOM
Direct line: +44 703 192 6005
Direct fax: +44 870 974 5945
Email: willy_young002@unionplus.net
Thank you for giving me your time. Please be patient and read my letter to you.
I am a staff of HAMILTON DIRECT BANK attached in Private Banking Services. I am contacting you concerning a customer and, an investment placed under our banks management 3 years ago, I contacted you independently of our investigation and no one is informed of this communication and I would like to intimate you with certain facts that I believe would be of interest to you. In 2002, the subject matter; ref: hdb/inv/bank/73 came to our bank to engage in business discussions with our Private Banking Services Department. He informed us that he had a financial portfolio of 18.35 million United States Dollars, which he wished to have us turn over on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the Private Banking Services Department, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged h
im to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at over 10 million United States Dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments. In mid 2004, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Europe. He directed that I liquidate the funds and had it deposited with a firm in Europe. I informed him that our bank would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater for banking and statutory charges.
He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us. Cash movement across borders has become especially strict since the incidents of 9/11.
I contacted my affiliate in Europe and had the funds available in main land Europe. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited in a security consultancy firm, the firm is a specialist private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash. This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In line with instructions, the money was deposited. He told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around 25th February 2005. In June last year, we got a call from the security firm informing us of the inactivity of that particular portfolio. This was an astounding position as far as I was concerned, given the fa
ct that I managed the private banking sector I was the only one who knew about the deposit, and I could not understand why he had not come forward to claim his deposit. I made futile efforts to locate him I immediately passed the task of locating him to the internal investigations department of our bank. Four days later, information started to trickle in, that he was apparently dead. A person who suited his description was died in the July 7 London train bombing. We were soon enough able to identify the body and cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us me
ans no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of
having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; he died in testate.
What I wish to relate to you will smack of unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is US$ 24,370,000.00 deposited, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as the finance firm, the transaction with our deceased customer concluded when I sent the funds to the firm, all outstanding interactions in relation to the file are just customer services and due process. The finance firm has no single idea of what's the history or nature of the deposit. They are simply awaiting instructions to release the depos
it to any party that comes forward. This is the situation. This bank has spent great amounts of money trying to track this man's family; they have investigated for months and have found no family. The investigation has come to an end. I am prepared to place you in a position to instruct the finance firm to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you in 60 for me/40 for you. That is: I will simply nominate you as the next of kin and have them release the deposit to you. I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit. I assure you that I could have the deposit released to you in a few days. I will simply inform our bank of the final closing of the file relating to the customer. I will then officially communicate with the finance company and instruct them to release the deposit to you. Wi
th these two things: all is done. The alternative would be for us to have the firm direct the funds to another bank with you as account holder. This way there will be no need for you to think of receiving the money from the firm. We can fine-tune this based on our interactions. I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that you do not be vindictive or destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not know this but people like me who have made tidy sums out of comparable situations run the whole private banking sector. I am not a criminal and what I do; I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones' way once in a lifetim
e. I cannot let this chance pass me by I hope you understand because for once I found myself in total control and face to face with my destiny. There is a reward for this project and it is a task well worth undertaking. I am the only one who knows of this situation, let's share the blessing. If you find yourself able to work with me, contact me through this email account: willy_young002 @unionplus.net or by my direct number above. If you give me positive signals, I will initiate this process towards a conclusion. Please observe this instruction religiously. If we can be of one accord, we should plan a meeting, soon.
I await your response.
Regards,
MR WILLIAM YOUNG
